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ZOPA stands for Zone Of Possible Agreement, a negotiating term identifying the bounds within which agreement can be reached between two parties.

In 2011 the Peer-to-Peer Finance Association was established, with Zopa as a founding member.

ZOPA was one of the first P2P lenders in the UK. Zopa was started in 2004 by Giles Andrews, James Alexander, Richard Duvall, David Nicholson, Tim Parlett

Typical RoI varies from 3.3% to 4.9% but is subject to market conditions.

Zopa hosts an annual celebration in The Cotton Centre for its lenders so they can all swap notes

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